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Blog Archives

Market Commentary: An overview of this week’s federal budget

Apr 19, 2024 Jason Ellis, President and Chief Executive Officer of First National This edition of the Treasury Guy is dedicated to all the people at the CMBA-BC conference who took the time to provide their very generous feedback. Thanks

Year in Review

Season’s Greetings! In an irrational moment of nostalgia and subtle encouragement from well-intentioned but horribly misguided parties, I have decided (for now) to bring Treasury Guy out of retirement. It’s been many moons since my last post, and it remains

Market Update

Government efforts to get more homes built are, finally, meeting with some limited success but economic and market conditions suggest it is going to be a long, uphill climb. Since the middle of September Ottawa has been able to trumpet

Persistent inflation leads the Bank of Canada to increase its benchmark interest rate

Today, the Bank of Canada increased its overnight interest rate to 5.00% (+0.25% from June) because of the “accumulation of evidence” that excess demand and elevated core inflation are both proving more persistent and after taking into account its “revised


When you’re looking for a new mortgage or refinancing, lenders will look at both your debt servicing ratios and your credit score as part of the process. Your debt servicing ratios give lenders information about your ability to repay the